Personal Finance & Money newsletter

Top new questions this week:

Gigantic point amount on rewards card - what are potential consequences?

Recently, I asked with an online form for some receipts to get added to my rewards card (because I forgot the card when paying). However, they accidentally added more than a thousand times the amount ...

united-states reward-program points

asked by Aganju 25 votes answered by Freddy 29 votes

Isn't the security of credit cards with chip worse than with signature?

(I'd expect this question to be duplicate, but couldn't find any that matches the point) It seems to me that the security of credit card transactions got worse by the switch from signing to chip ...

united-states credit-card security chip-card

asked by Aganju 15 votes answered by BrenBarn 42 votes

Is there any instance where less leverage will get you a better return on a rental property?

The larger a mortgage I have on a property the less money I have to put up front so my initial cash flow is worse but my cap rate and overall return is better. However the larger my down payment the ...

united-states real-estate rental-property compound-interest leverage

asked by LCIII 13 votes answered by DJClayworth 17 votes

What does it mean for a company to have its market cap larger than the market size?

Let's say for example, the refrigerator market is sized at 10 million dollars (hypothetical example), if the market cap of a company is, say, 20 million, is it worth investing in the stock? Can it ...

stock-markets market-capitalization

asked by user93496 10 votes answered by Ben Miller 28 votes

Can LLC legally lend money to a friend?

I have an American LLC with money in the bank. I want to provide a loan to my friend for 3 years for 5%. Is this something I can legally offer if the activity of my LLC has nothing to do with finance? ...

united-states loans

asked by brt 9 votes answered by dpassage 7 votes

Is it a good idea to scrape away my credit card's cvv code?

When I obtain a new credit card, I take care to remember the three-digit CVV number stamped into the back of the card, and then remove the number from the card (very thoroughly, because it's usually ...

credit-card security

asked by KlaymenDK 6 votes answered by Ben Miller 6 votes

When should I schedule direct debits?

I am going to start a new job soon where I will be go from being paid weekly to monthly. I have several direct debits that come out of my account all through the month. I would like to reschedule ...

united-kingdom banking direct-debit

asked by James Fenwick 6 votes answered by Daniel Anderson 6 votes

Greatest hits from previous weeks:

Why is my student loan balance not going down?

This will be basic for you pros, please forgive me. I have been paying the minimum balance on my student loan all year, but the balance shown on the site has barely gone down. I assumed that this ...

united-states student-loan

asked by horse hair 35 votes answered by Joe 118 votes

Can a CEO short his own company?

I'm just curious, it seems a CEO could make a lot of money by shorting a huge amount of shares on his company through a third party and then purposefully tanking the company before being fired. Surely ...

stocks law shorting-securities legal

asked by Albert Renshaw 33 votes answered by mhoran_psprep 62 votes

Can you answer this?

How to get information about historical stock option prices for a defunct company?

It has previously been asked how to get historical stock prices for a defunct company: How to find historical stock price for a de-listed or defunct company? I would like to know how to get ...

stocks options stock-analysis

asked by Rice Flour Cookies 1 vote